Privacy information

Scope of this information

Updated 12 October 2026. This page describes the LoanLuma website code in this release, hosted on Cloudflare Pages with DaisyUI stylesheets served from jsDelivr and a Google AdSense advertising script. It is a factual description of the current implementation, not a claim that all legal requirements have been independently reviewed.

Calculator inputs

Ordinary calculations are performed in your browser. The website code does not send calculator fields to an application database or use account registration, an input-submission form or application-side storage of those fields. This does not mean that browsing the website creates no network requests or provider logs.

Scenario links contain your inputs

Choosing Copy scenario link puts the selected scenario values in the URL. Anyone you share that link with can read those values. Opening a scenario URL sends that URL to the hosting service and can leave it in browser history or provider request logs. Avoid sharing sensitive personal or financial information. This release sets a no-referrer policy to avoid passing page URLs as referrers to other sites; that does not hide a requested URL from its own host.

Hosting and external stylesheets

Cloudflare serves the website and jsDelivr serves external CSS. Normal requests can expose information such as IP address, requested resource, user-agent details and timing to those providers. Their logging, retention and processing are governed by their practices; we have not independently verified account-specific retention settings. See Cloudflare’s privacy policy and jsDelivr’s privacy policy.

Cookies, analytics and advertising

This release includes Google AdSense. Google and its advertising partners may use cookies, local storage and similar technologies to deliver and measure ads, prevent fraud and, where permitted and with any required consent, personalize advertising based on visits to this and other websites. Loading the advertising script creates requests to Google that may include IP address, browser information and page information. Adding this script does not mean the site has been approved for ads or that ads will be shown. No separate analytics script is included. See how Google uses information from sites that use its services, Google’s advertising information and Google ad personalization controls. Hosting security features or provider settings may have separate behavior. Regional consent and privacy messages depend on the publisher’s configuration; this release does not implement its own consent banner. The publisher must configure and verify any required consent controls before serving ads that require consent.

Downloads, clipboard and external links

CSV files are generated in your browser and downloaded when requested. Copying a scenario link uses the clipboard when supported, with a manual-copy fallback. Following an external link loads a different provider’s website under its own policies. If you choose to contact the site owner through a future contact channel, that channel will have separate data-handling behavior.